The perfect secure password is easy to remember, but difficult for outsiders to guess. Keep these tips in mind when creating your User ID and Password.

You should:

• Review the current Citibank Vulgar Language Policy.
• Make your User ID and Password two distinct entries.
• Make your User ID and Password different from the Security Word you provided when you applied for your card.
• Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.

You should not:

• Use your name.
• Use multiple consecutive spaces.
• Use a single word that can be found in the dictionary.
• Use something readily identifiable, such as your name, birthday, spouse or child's name, Social Security Number, phone number or street address. These can be traced directly to you and are easy for potential hackers to guess.
• Use letters or numbers that are near each other on the keyboard (i.e. hjkl or appear in a logical sequence (i.e. 123456 or abcdefg).
• Share your information with anyone — ever.

Need more suggestions? Have some fun and try one of these formulas:

• Choose a meaningful phrase with 6-8 words in it (e.g. we bought our home 9 years ago) and take the first character of each word to make your password: wboh9ya.
• Insert two digits into a word (e.g. Decem51ber).
• Replace the vowels or other letters in a short phrase with numbers or other characters.
• Misspell a word, drop some letters, add other characters, or make up crazy words using symbols instead of vowels or consonants.
• Drop the vowels in a long word (e.g. ‘corporation’ would be crptn). Even better, add some numbers (e.g. 2crptn9).

Email Privacy
At Citi Cards, we are dedicated to protecting your privacy. We want you to feel comfortable about giving us your email address. The following Email Policy was developed to help you understand how we use email and what your choices are.

How We Use Email
When you give us your email address, we may then send you emails on a variety of subjects, such as:
• General notices or important news About Your account(rest assured your account number would never be included)
• Updates on special deals and offers that might interest you
• Opportunities to provide feedback or complete online surveys, so you can tell us what you think

Your Choices
We believe you should be able to choose what kinds of information you receive. Thus, if you do not want to receive marketing material by email, just indicate your preference on your email profile. If you do so, please note that you could continue to receive some marketing information until your request is processed.

Important Note:
Please keep in mind that Citi reserves the right to continue to notify you by email regarding your account.