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    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_BESTBUY&amp;langId=en_US"/>
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  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_BESTBUY&amp;langId=es_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_BESTBUY&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_BESTBUY&amp;langId=es_US"/>
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  <!-- Home Depot: US = PLCN_HOMEDEPOT, CA/FR = CACN_HOMEDEPOT -->
  <url>
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    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOMEDEPOT&amp;langId=es_US"/>
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    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOMEDEPOT&amp;langId=en_US"/>
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  <url>
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    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOMEDEPOT&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOMEDEPOT&amp;langId=es_US"/>
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    <xhtml:link rel="alternate" hreflang="fr-CA" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=CACN_HOMEDEPOT&amp;langId=fr_CA"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOMEDEPOT&amp;langId=en_US"/>
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  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=CACN_HOMEDEPOT&amp;langId=en_CA</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOMEDEPOT&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOMEDEPOT&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="en-CA" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=CACN_HOMEDEPOT&amp;langId=en_CA"/>
    <xhtml:link rel="alternate" hreflang="fr-CA" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=CACN_HOMEDEPOT&amp;langId=fr_CA"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOMEDEPOT&amp;langId=en_US"/>
  </url>
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=CACN_HOMEDEPOT&amp;langId=fr_CA</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOMEDEPOT&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOMEDEPOT&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="en-CA" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=CACN_HOMEDEPOT&amp;langId=en_CA"/>
    <xhtml:link rel="alternate" hreflang="fr-CA" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=CACN_HOMEDEPOT&amp;langId=fr_CA"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOMEDEPOT&amp;langId=en_US"/>
  </url>
  <!-- L.L.Bean (PLCN_LLBEAN) -->
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_LLBEAN&amp;langId=en_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_LLBEAN&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_LLBEAN&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_LLBEAN&amp;langId=en_US"/>
  </url>
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_LLBEAN&amp;langId=es_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_LLBEAN&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_LLBEAN&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_LLBEAN&amp;langId=en_US"/>
  </url>
  <!-- Citi Thank You (PLCN_CTY) -->
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_CTY&amp;langId=en_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_CTY&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_CTY&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_CTY&amp;langId=en_US"/>
  </url>
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_CTY&amp;langId=es_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_CTY&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_CTY&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_CTY&amp;langId=en_US"/>
  </url>
  <!-- Tractor Supply (PLCN_TRACTORSUPPLY) -->
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_TRACTORSUPPLY&amp;langId=en_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_TRACTORSUPPLY&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_TRACTORSUPPLY&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_TRACTORSUPPLY&amp;langId=en_US"/>
  </url>
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_TRACTORSUPPLY&amp;langId=es_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_TRACTORSUPPLY&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_TRACTORSUPPLY&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_TRACTORSUPPLY&amp;langId=en_US"/>
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  <!-- Dillard's (PLCN_DILLARDS) -->
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_DILLARDS&amp;langId=en_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_DILLARDS&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_DILLARDS&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_DILLARDS&amp;langId=en_US"/>
  </url>
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_DILLARDS&amp;langId=es_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_DILLARDS&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_DILLARDS&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_DILLARDS&amp;langId=en_US"/>
  </url>
  <!-- Meijer (PLCN_MEIJER) -->
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_MEIJER&amp;langId=en_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_MEIJER&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_MEIJER&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_MEIJER&amp;langId=en_US"/>
  </url>
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_MEIJER&amp;langId=es_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_MEIJER&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_MEIJER&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_MEIJER&amp;langId=en_US"/>
  </url>
  <!-- Brandsource (PLCN_BRANDSOURCE) -->
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_BRANDSOURCE&amp;langId=en_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_BRANDSOURCE&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_BRANDSOURCE&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_BRANDSOURCE&amp;langId=en_US"/>
  </url>
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_BRANDSOURCE&amp;langId=es_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_BRANDSOURCE&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_BRANDSOURCE&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_BRANDSOURCE&amp;langId=en_US"/>
  </url>
  <!-- Good Year (PLCN_GOODYEAR) -->
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_GOODYEAR&amp;langId=en_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_GOODYEAR&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_GOODYEAR&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_GOODYEAR&amp;langId=en_US"/>
  </url>
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_GOODYEAR&amp;langId=es_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_GOODYEAR&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_GOODYEAR&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_GOODYEAR&amp;langId=en_US"/>
  </url>
  <!-- Home Furnishings (PLCN_HOME) -->
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOME&amp;langId=en_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOME&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOME&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOME&amp;langId=en_US"/>
  </url>
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOME&amp;langId=es_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOME&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOME&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_HOME&amp;langId=en_US"/>
  </url>
  <!-- Just Tires (PLCN_SERVICECENTRAL) -->
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_SERVICECENTRAL&amp;langId=en_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_SERVICECENTRAL&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_SERVICECENTRAL&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_SERVICECENTRAL&amp;langId=en_US"/>
  </url>
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_SERVICECENTRAL&amp;langId=es_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_SERVICECENTRAL&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_SERVICECENTRAL&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_SERVICECENTRAL&amp;langId=en_US"/>
  </url>
  <!-- Citi Pay (PLCN_CPAY): single URL, no hreflang -->
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_CPAY</loc>
  </url>
  <!-- Additional retailers: en_US/es_US pairs -->
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_OSTK&amp;langId=en_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_OSTK&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_OSTK&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_OSTK&amp;langId=en_US"/>
  </url>
  <url>
    <loc>https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_OSTK&amp;langId=es_US</loc>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_OSTK&amp;langId=en_US"/>
    <xhtml:link rel="alternate" hreflang="es-US" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_OSTK&amp;langId=es_US"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://citiretailservices.citibankonline.com/RSauth/signon?pageName=signon&amp;siteId=PLCN_OSTK&amp;langId=en_US"/>
  </url>
  <url>
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